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What Is Term-Life Insurance?
Term-Life Insurance is one of the most affordable types of insurance since it is available through most workplaces. It serves as a temporary financial protection for your family while you have a job. The death benefit will go directly to your beneficiaries for funeral costs and any financial obligations.
Common Types of Term Life Insurance Include:
- Basic Term Life: paid by your employer for a set period of time to provide your beneficiaries plenty financial support.
- Supplemental Term Life: paid by you as the employee to allow you to purchase coverage as needed according to your situation in life.
- Dependent Term Life: Provides coverage for your spouse, partner, or eligible children.